Loan on Card

• The Loan on Card Facility is available only to the existing/new active Signature, Infinite, Pinnacle, Prestige and World Mastercard Credit Cardholders of DFCC Bank PLC.


• You can get an instant cash loan upto 75% of the Credit Card limit subject to the available balance on the card.


• The funds will be transferred to a nominated savings/ current account of under your name, within 1 working day.


• Minimum LOC value is Rs.10,000/- and the maximum amount is 75% of the credit limit.


• You can pay back in equal monthly installments upto 3, 6, 7, 9, 12, 18, 24, 36, 48 & 60 months subject to a handling fee and a standard setup fee.


• Available tenors and Processing fee applicable:

Tenure	03 Months	06 Months	07 Months	09 Months	12 Months	18 Months	24 Months	36 Months	48 Months	60 Months
Per Month Processing Fee	3.00%	1.79%	1.57%	1.33%	1.29%	1.13%	0.93%	0.94%	0.79%	0.71%
Setup Fee (Rs.)	1,500.00	1,750.00	1,750.00	1,850.00	2,000.00	2,750.00	3,000.00	3,500.00	4,000.00	4,500.00



• The total amount of the plan will be blocked from the available card balance.


• The monthly installment will be debited to the card account and the amount represents split of capital and handling fee.


• If the Cardholder defaults the minimum payment on the due date, the Bank reserves the right to foreclose the LOC outstanding and debit the entire outstanding amount.


• In case if you wish to settle the LOC prior to the expiry of the tenor, an early settlement fee of 4% will be charged on the outstanding amount of the LOC.


• To apply for a loan, simply fill the application and email to info@dfccbank.com or handover to the nearest DFCC Bank branch.

Application form